Commercial Truck Insurance
With 20 years of experience, you can trust InsureAtruck.com to meet your commercial truck insurance needs. We represent the #1 truck insurer in America, the nation’s third-largest commercial vehicle insurance company, which has a A+ rating from A.M. Best. We offer customized insurance policies, flexible payment options, 24/7 claims service and discounts for qualified drivers in all states.
Call us today at 800-807-0762.
Answers About Insurance
What are the different types of insurance coverage?
Insurance policies pertaining to vehicles offer different kinds of coverage and with different prices. The following auto insurance information clears up what insurance can can:
• Bodily Injury Liability – This covers medical expenses, pain and suffering, lost wages, and funeral expenses for the people injured in the accident wherein you are legally held responsible. This will also cover the legal fees to defend yourself in the event of a lawsuit.
• Property Damage Liability – In an accident when you are at fault, this insurance coverage will pay for the repair cost of the damage vehicles and any other properties damaged by the mishap such as street lamps, buildings and other infrastructures.
• Collision Coverage – This coverage will pay for the damages to your car and the other party’s vehicle as result of the accident. When you are at fault, the insurance company will reimburse you of the repair costs after you have paid for the deductible amount. When you are not at fault, the insurance company will then seek reimbursement from the other party to pay for the repair costs of your vehicle.
• Uninsured/Underinsured Coverage – This particular kind of coverage will aid you and your passengers in medical expenses after being injured by a motorist who is not insured or underinsured provided that the driver had been held legally responsible for the accident.
Is there an advantage to buying insurance online?
The best online insurance agency will want you to get your money’s worth, experience the most convenient means of purchasing your auto insurance needs online, and of course, be the wisest buyer you can be notwithstanding from whom you are going to buy your policy from.
- Identify your auto insurance needs – Make a conclusive list of all your car insurance needs. This step should be performed before seeking quotes prior to buying insurance. This list should include the coverage you want for yourself and other drivers in your household, as well as meet the basic auto insurance requirements in the state that you live in.
- Cross-check the list with your State’s requirements – It is your responsibility to know what are your state’s insurance requirements, at least, the current minimum coverage. From identifying your insurance needs, cross-check that list with the State’s requirements to ensure that you would have all the necessary coverage you need, and all the coverage required by law.
- Review the amount of insurance coverage – After making and filtering your list, review the amount of insurance coverage you are about to purchase. As a tip, the most important amount of coverage you need to think about is the limits for the property damage liability and bodily injury. These coverage are also the most basic requirements among most states in the US. When buying auto insurance, be certain that the amount of coverage you wish to purchase can provide adequate protection for yourself and your property. We highly recommend that you buy a higher amount of coverage for your future financial security like in the event of an accident.